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| Quick Insights | ||
| Overview | Separating or co-parenting | Conclusion |
| Rewards | ||
| Cashback | Miles | Points |
| Rewards | Other Benefits | |
| Safety Features | ||
| Card Lock | Online Control | Fraud Monitoring |
| Mobile Payments | ||
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| Contactless Payments |
The ACNB World Credit Card is a mastercard card issued by ACNB Bank, based in Gettusburg, PA. As a credit union card, eligibility is usually tied to membership, which in turn is usually tied to where you live or who you work for.
No rates or fees on this page, on purpose. APRs, annual fees and credit limits are set by ACNB Bank, vary with your own creditworthiness, and change often. Rather than print figures we cannot keep current, this review covers what the card is and how it fits a household that is becoming two. Get the current terms from ACNB Bank before you apply.
These are the parts of this card that land differently when a household is becoming two. None of it is a recommendation — your own position decides that.
More on money after a separation: rebuilding your credit · dividing debt · dividing property
No, it doesn't offer cashback.
No, it doesn't offer miles.
No, it doesn't offer points.
The ACNB World Credit Card did not earn rewards when this review was written.
Yes
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Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.
Yes, If you lose your card you can get it replaced for free.
Yes, card holders are eligible for free ID theft protection. Your credit report is monitored for potentially fraudulent activity. If you become vicit of identity theft a fraud specialist is assigned to help you resolve the issue.
Yes, card holders may be eligible for the exteded warranty protection.
No, This card doesn't offer ShopRunner Membership.
No, This card doesn't offer Priceless Golf.
No, This card doesn't offer Complimentary Professional Travel Services.
No, This card doesn't offer Mastercard Hotel Stay Guarantee.
No, This card doesn't offer Mastercard Lowest Hotel Rate Guarantee.
No, This card doesn't offer Mastercard Luxury Hotel and Resorts Portfolio.
No, This card doesn't offer Car, Air, Cruise and Vacation Packages.
No, This card doesn't offer Mastercard Airport Concierge.
No, This card doesn't offer Cell Phone Protection.
No, This card doesn't offer discounts for Lyft.
No, This card doesn't offer Fandango discount.
No, This card doesn't offer World Elite Concierge.
Yes, card holders may be eligible for the rental car insurance.
Yes, card holders may be eligible for the travel insurance.
Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.
Yes, If you lose your card you can get it replaced for free.
This review covers what the ACNB World Credit Card is and how its structure lands if you are separating or co-parenting. It deliberately does not quote an interest rate, an annual fee or a credit limit, because those are set by ACNB Bank, vary with your own creditworthiness, and change often enough that any figure printed here would be out of date before you read it.
For the current terms, go to ACNB Bank directly. The Consumer Financial Protection Bureau also publishes a free card comparison tool built from terms that issuers report twice a year, which is a better place to compare rates than any review page.
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