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| Overview | Separating or co-parenting | Conclusion |
| Rewards | ||
| Cashback | Miles | Points |
| Rewards | Other Benefits | |
| Safety Features | ||
| Card Lock | Online Control | Fraud Monitoring |
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| Contactless Payments |
The 121 FCU Visa Signature Rewards is a visa card issued by 121 Financial Credit Union, based in Jacksonville, FL. As a credit union card, eligibility is usually tied to membership, which in turn is usually tied to where you live or who you work for.
No rates or fees on this page, on purpose. APRs, annual fees and credit limits are set by 121 Financial Credit Union, vary with your own creditworthiness, and change often. Rather than print figures we cannot keep current, this review covers what the card is and how it fits a household that is becoming two. Get the current terms from 121 Financial Credit Union before you apply.
These are the parts of this card that land differently when a household is becoming two. None of it is a recommendation — your own position decides that.
More on money after a separation: rebuilding your credit · dividing debt · dividing property
No, it doesn't offer cashback.
No, it doesn't offer miles.
Yes, it offers points.
The 121 FCU Visa Signature Rewards earns points. Earning rates and any sign-up bonus are set by the issuer and change, so check the current rate with 121 Financial Credit Union rather than relying on a figure quoted here.
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Yes, If an unauthorized purchase is made on your card you won't be held responsible. It doesn't matter if the card was lost, stolen or fraudulently used, you will be covered.
Yes, As a card holder, you will pay a pre-determined price if you need roadside assistance.
Yes, If you lose your card you can get it replaced for free.
Yes, While traveling if there is an emergency and you had used card to make the booking you will get free services such as medical referrals, ambulance, perscription delivery, legal referrals, messaging, lost luggage locator, and transalation services.
Yes, You can get your card replaced within 24 - 72 hours anywhere in the world.
Yes, card holders can get emergency cash wired to them via Western Union within 2 hours of approval from your bank.
Yes, If you use card to purchase eligible appliances, computers, electronics and other items your U.S. manufactuer's warranty will automatically extend by up to 1 year.
Yes, If you rent a car using card then you are automatically covered for physical damage, theft, towing and loss-of-use charges. You must be the primary renter for the car and any additional drivers must be listed on the rental agreement.
Yes, If your airfare was purchased using card, you can get reimbursed for your carry-on or checked luggage and their contents in the event of misrouting by the airlines or theft.
Yes, If you paid the Global Entry Apllication fee using the card, you can get reimbursed for the full amount as a statement credit.
Yes, If your airfare was purchased using card and you got stuck somewhere due to a hazard you can receive up to $300 from Visa to pay for your expenses while there.
Yes, If your non-refundable airfare was purchased using the card and you must cancel or interrupt your journey, you can get a full refund.
Yes, Travelers booking their flight with card might be eligible for to get rebates for incidentals like airport security, checked-bag charges, and in-flight food.
Yes, Flights booked with card may be automatically eligible for travel accident insurance.
Yes, card holders can get Priority Pass VIP access at over 850 airport lunges around the globe.
Yes, If your airfare was purchased using card and our baggage was delayed by the airlines, you can get up to $300 reimbursed for necessary items while you are waiting for the baggage to arrive.
Yes, A visit to Sonoma county, CA can give card cardholders unforgettable experience with winery events.
Yes, If your hotel room was booked in U.S. or Canada using card and your lose your personal belongings, you can be eligible for a reimbursement.
Yes, If you pay your wireless bill with card, your cell phone can be protected for the next calendar month.
Yes, If your airfare was purchased using card, you are covered for up to $2500 in emergency medical/dental expenses.
Yes, If there is a price drop for an item you purchased from a physical retailer with card, you might be eligible for the price proteciton.
Yes, If your airfare was purchased using card, you are covered for up to $10,000 in emergency evacation and medical treatement.
Yes, All your returns are protected by for the amount of upto $250, if you are unsatisfied with the purchase and the retailer refuses to take it back.
Yes, All your new items are protected against theft or damage for the first 90 days if purchased with card
This review covers what the 121 FCU Visa Signature Rewards is and how its structure lands if you are separating or co-parenting. It deliberately does not quote an interest rate, an annual fee or a credit limit, because those are set by 121 Financial Credit Union, vary with your own creditworthiness, and change often enough that any figure printed here would be out of date before you read it.
For the current terms, contact 121 Financial Credit Union directly. The Consumer Financial Protection Bureau also publishes a free card comparison tool built from terms that issuers report twice a year, which is a better place to compare rates than any review page.
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